Call reports 2012
UNITED BANK OF EL PASO DEL NORTE — 2012
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,531,000 | 186,525,000 | 184,263,000 | 192,955,000 |
| Total loans | 99,499,000 | 103,680,000 | 106,814,000 | 103,454,000 |
| Allowance for loan losses | 1,388,000 | 1,436,000 | 1,343,000 | 1,338,000 |
| Securities available for sale | 64,305,000 | 60,532,000 | 57,070,000 | 56,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,193,000 | 145,488,000 | 139,739,000 | 150,477,000 |
| Interest-bearing deposits | 101,079,000 | 109,923,000 | 108,021,000 | 114,082,000 |
| Noninterest-bearing deposits | 36,114,000 | 35,565,000 | 31,718,000 | 36,395,000 |
| Equity capital | 16,328,000 | 16,447,000 | 16,990,000 | 16,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,887,000 | 5,899,000 | 7,839,000 |
| Interest expense | 383,000 | 735,000 | 1,093,000 | 1,446,000 |
| Net interest income | 1,559,000 | 3,152,000 | 4,806,000 | 6,393,000 |
| Noninterest income | 97,000 | 187,000 | 302,000 | 409,000 |
| Noninterest expense | 1,185,000 | 2,371,000 | 3,582,000 | 4,821,000 |
| Provision for loan losses | 95,000 | 189,000 | 309,000 | 339,000 |
| Pretax income | 376,000 | 779,000 | 1,217,000 | 1,731,000 |
| Income tax | 127,000 | 216,000 | 329,000 | 489,000 |
| Net income | 249,000 | 563,000 | 888,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,441,000 | 14,756,000 | 15,080,000 | 15,434,000 |
| Total capital | 15,630,000 | 16,006,000 | 16,323,000 | 16,772,000 |
| Risk-weighted assets | 100,595,000 | 110,456,000 | 106,437,000 | 118,568,000 |