Call reports 2011
UNITED BANK OF EL PASO DEL NORTE — 2011
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 154,793,000 | 157,430,000 | 172,699,000 | 174,817,000 |
| Total loans | 89,106,000 | 90,533,000 | 92,885,000 | 96,188,000 |
| Allowance for loan losses | 1,265,000 | 1,302,000 | 1,341,000 | 1,376,000 |
| Securities available for sale | 56,370,000 | 53,815,000 | 62,888,000 | 66,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,103,000 | 131,499,000 | 131,483,000 | 134,791,000 |
| Interest-bearing deposits | 97,321,000 | 98,438,000 | 100,427,000 | 98,961,000 |
| Noninterest-bearing deposits | 29,782,000 | 33,061,000 | 31,056,000 | 35,830,000 |
| Equity capital | 14,046,000 | 14,990,000 | 15,705,000 | 16,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,754,000 | 5,660,000 | 7,610,000 |
| Interest expense | 395,000 | 787,000 | 1,179,000 | 1,592,000 |
| Net interest income | 1,446,000 | 2,967,000 | 4,481,000 | 6,018,000 |
| Noninterest income | 91,000 | 180,000 | 273,000 | 377,000 |
| Noninterest expense | 1,122,000 | 2,294,000 | 3,444,000 | 4,500,000 |
| Provision for loan losses | 151,000 | 247,000 | 307,000 | 347,000 |
| Pretax income | 264,000 | 687,000 | 1,084,000 | 1,691,000 |
| Income tax | 103,000 | 228,000 | 316,000 | 473,000 |
| Net income | 161,000 | 459,000 | 768,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,135,000 | 13,432,000 | 13,742,000 | 14,192,000 |
| Total capital | 14,210,000 | 14,531,000 | 14,871,000 | 15,338,000 |
| Risk-weighted assets | 89,149,000 | 91,564,000 | 95,505,000 | 97,333,000 |