Call reports 2010
UNITED BANK OF EL PASO DEL NORTE — 2010
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 151,604,000 | 152,228,000 | 153,063,000 | 153,613,000 |
| Total loans | 89,977,000 | 87,128,000 | 86,395,000 | 86,773,000 |
| Allowance for loan losses | 931,000 | 1,063,000 | 1,138,000 | 1,167,000 |
| Securities available for sale | 42,946,000 | 53,508,000 | 55,738,000 | 57,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,548,000 | 129,984,000 | 131,148,000 | 125,588,000 |
| Interest-bearing deposits | 98,438,000 | 99,720,000 | 98,145,000 | 97,388,000 |
| Noninterest-bearing deposits | 31,110,000 | 30,264,000 | 33,003,000 | 28,200,000 |
| Equity capital | 13,223,000 | 13,700,000 | 13,780,000 | 13,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,702,000 | 5,615,000 | 7,446,000 |
| Interest expense | 422,000 | 870,000 | 1,303,000 | 1,703,000 |
| Net interest income | 1,398,000 | 2,832,000 | 4,312,000 | 5,743,000 |
| Noninterest income | 79,000 | 158,000 | 252,000 | 344,000 |
| Noninterest expense | 1,102,000 | 2,220,000 | 3,353,000 | 4,431,000 |
| Provision for loan losses | 160,000 | 320,000 | 480,000 | 640,000 |
| Pretax income | 254,000 | 490,000 | 819,000 | 1,182,000 |
| Income tax | 99,000 | 164,000 | 236,000 | 275,000 |
| Net income | 155,000 | 326,000 | 583,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,222,000 | 12,393,000 | 12,650,000 | 12,974,000 |
| Total capital | 13,154,000 | 13,456,000 | 13,698,000 | 14,025,000 |
| Risk-weighted assets | 93,852,000 | 87,235,000 | 86,846,000 | 86,300,000 |