Call reports 2009
UNITED BANK OF EL PASO DEL NORTE — 2009
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,603,000 | 128,174,000 | 136,065,000 | 140,053,000 |
| Total loans | 76,211,000 | 79,418,000 | 81,563,000 | 84,739,000 |
| Allowance for loan losses | 690,000 | 721,000 | 873,000 | 771,000 |
| Securities available for sale | 42,637,000 | 38,033,000 | 45,288,000 | 46,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,964,000 | 106,122,000 | 113,538,000 | 114,535,000 |
| Interest-bearing deposits | 80,634,000 | 79,877,000 | 85,721,000 | 86,206,000 |
| Noninterest-bearing deposits | 24,330,000 | 26,245,000 | 27,817,000 | 28,329,000 |
| Equity capital | 12,348,000 | 12,126,000 | 12,742,000 | 12,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,368,000 | 5,105,000 | 6,909,000 |
| Interest expense | 463,000 | 915,000 | 1,363,000 | 1,792,000 |
| Net interest income | 1,225,000 | 2,453,000 | 3,742,000 | 5,117,000 |
| Noninterest income | 103,000 | 227,000 | 330,000 | 415,000 |
| Noninterest expense | 1,034,000 | 2,146,000 | 3,184,000 | 4,060,000 |
| Provision for loan losses | 138,000 | 221,000 | 321,000 | 571,000 |
| Pretax income | 156,000 | 387,000 | 641,000 | 1,074,000 |
| Income tax | 61,000 | 151,000 | 252,000 | 419,000 |
| Net income | 95,000 | 236,000 | 389,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,506,000 | 11,648,000 | 11,807,000 | 12,067,000 |
| Total capital | 12,196,000 | 12,370,000 | 12,680,000 | 12,839,000 |
| Risk-weighted assets | 76,301,000 | 79,588,000 | 81,338,000 | 84,762,000 |