Call reports 2007
UNITED BANK OF EL PASO DEL NORTE — 2007
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,464,000 | 89,608,000 | 95,054,000 | 95,373,000 |
| Total loans | 55,856,000 | 57,138,000 | 58,253,000 | 60,157,000 |
| Allowance for loan losses | 365,000 | 365,000 | 441,000 | 404,000 |
| Securities available for sale | 17,057,000 | 22,257,000 | 25,544,000 | 28,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,120,000 | 81,375,000 | 86,183,000 | 83,692,000 |
| Interest-bearing deposits | 53,906,000 | 57,906,000 | 62,899,000 | 61,680,000 |
| Noninterest-bearing deposits | 21,214,000 | 23,469,000 | 23,284,000 | 22,012,000 |
| Equity capital | 8,038,000 | 7,847,000 | 8,419,000 | 8,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 3,089,000 | 4,797,000 | 6,488,000 |
| Interest expense | 471,000 | 990,000 | 1,535,000 | 2,083,000 |
| Net interest income | 1,011,000 | 2,099,000 | 3,262,000 | 4,405,000 |
| Noninterest income | 79,000 | 177,000 | 257,000 | 334,000 |
| Noninterest expense | 784,000 | 1,592,000 | 2,415,000 | 3,304,000 |
| Provision for loan losses | 45,000 | 45,000 | 113,000 | 163,000 |
| Pretax income | 261,000 | 639,000 | 991,000 | 1,272,000 |
| Income tax | 102,000 | 247,000 | 384,000 | 493,000 |
| Net income | 159,000 | 392,000 | 607,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,433,000 | 7,131,000 | 7,471,000 | 7,889,000 |
| Total capital | 7,798,000 | 7,496,000 | 7,913,000 | 8,293,000 |
| Risk-weighted assets | 54,725,000 | 57,069,000 | 57,928,000 | 60,218,000 |