Call reports 2003
UNITED BANK OF EL PASO DEL NORTE — 2003
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,229,000 | 38,065,000 | 36,907,000 | 39,841,000 |
| Total loans | 14,408,000 | 22,166,000 | 24,584,000 | 24,820,000 |
| Allowance for loan losses | 190,000 | 200,000 | 224,000 | 238,000 |
| Securities available for sale | 5,910,000 | 4,974,000 | 4,033,000 | 4,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,767,000 | 33,161,000 | 32,204,000 | 33,722,000 |
| Interest-bearing deposits | 20,457,000 | 25,129,000 | 24,154,000 | 24,519,000 |
| Noninterest-bearing deposits | 6,310,000 | 8,032,000 | 8,050,000 | 9,203,000 |
| Equity capital | 4,385,000 | 4,809,000 | 4,600,000 | 6,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 630,000 | 1,018,000 | 1,443,000 |
| Interest expense | 71,000 | 162,000 | 246,000 | 321,000 |
| Net interest income | 203,000 | 468,000 | 772,000 | 1,122,000 |
| Noninterest income | 23,000 | 54,000 | 93,000 | 138,000 |
| Noninterest expense | 551,000 | 1,117,000 | 1,667,000 | 2,287,000 |
| Provision for loan losses | 0 | 10,000 | 34,000 | 54,000 |
| Pretax income | -325,000 | -605,000 | -836,000 | -1,081,000 |
| Income tax | 0 | 0 | 0 | -1,627,000 |
| Net income | -325,000 | -605,000 | -836,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,324,000 | 4,776,000 | 4,556,000 | 4,310,000 |
| Total capital | 4,514,000 | 4,976,000 | 4,780,000 | 4,548,000 |
| Risk-weighted assets | 16,007,000 | 22,744,000 | 24,414,000 | 24,942,000 |
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