Call reports 2002
UNITED BANK OF EL PASO DEL NORTE — 2002
What UNITED BANK OF EL PASO DEL NORTE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,686,000 | 22,335,000 | 24,636,000 | 28,360,000 |
| Total loans | 7,234,000 | 9,135,000 | 10,363,000 | 12,021,000 |
| Allowance for loan losses | 110,000 | 140,000 | 170,000 | 190,000 |
| Securities available for sale | 0 | 3,093,000 | 3,913,000 | 5,888,000 |
| Securities held to maturity | 811,000 | 807,000 | 802,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,793,000 | 17,808,000 | 20,439,000 | 23,712,000 |
| Interest-bearing deposits | 11,243,000 | 13,409,000 | 15,157,000 | 17,028,000 |
| Noninterest-bearing deposits | 3,550,000 | 4,399,000 | 5,282,000 | 6,684,000 |
| Equity capital | 4,859,000 | 4,486,000 | 4,152,000 | 4,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 363,000 | 611,000 | 887,000 |
| Interest expense | 59,000 | 123,000 | 192,000 | 265,000 |
| Net interest income | 94,000 | 240,000 | 419,000 | 622,000 |
| Noninterest income | 14,000 | 30,000 | 44,000 | 61,000 |
| Noninterest expense | 455,000 | 975,000 | 1,488,000 | 2,046,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | -377,000 | -765,000 | -1,115,000 | -1,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -377,000 | -765,000 | -1,115,000 | -1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,859,000 | 4,475,000 | 4,124,000 | 4,489,000 |
| Total capital | 4,969,000 | 4,615,000 | 4,294,000 | 4,489,000 |
| Risk-weighted assets | 9,932,000 | 11,813,000 | 13,119,000 | 13,410,000 |