Call reports 2003

RED ROCK COMMUNITY BANK — 2003

Name: RED ROCK COMMUNITY BANK — FFIEC call report 2003
Creator: RED ROCK COMMUNITY BANK

What RED ROCK COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5f8703f7-5123-4770-82cc-9742a669906e/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	110,257,000	108,404,000	100,991,000	104,941,000
Total loans	82,299,000	83,003,000	76,753,000	71,138,000
Allowance for loan losses	1,833,000	1,952,000	2,579,000	1,812,000
Securities available for sale	16,032,000	10,929,000	7,238,000	5,948,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	101,393,000	99,086,000	88,916,000	92,718,000
Interest-bearing deposits	76,897,000	68,079,000	63,466,000	64,532,000
Noninterest-bearing deposits	24,496,000	31,007,000	25,450,000	28,186,000
Equity capital	8,731,000	9,134,000	11,770,000	12,073,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,619,000	3,351,000	4,938,000	6,339,000
Interest expense	446,000	868,000	1,222,000	1,565,000
Net interest income	1,173,000	2,483,000	3,716,000	4,774,000
Noninterest income	140,000	274,000	371,000	476,000
Noninterest expense	726,000	1,632,000	2,522,000	3,310,000
Provision for loan losses	745,000	1,135,000	2,036,000	2,036,000
Pretax income	-158,000	-9,000	-470,000	-95,000
Income tax	-52,000	0	-155,000	-26,000
Net income	-106,000	-9,000	-315,000	-69,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	8,693,000	9,090,000	9,221,000	9,468,000
Total capital	9,805,000	10,174,000	10,273,000	10,468,000
Risk-weighted assets	88,232,000	85,813,000	82,602,000	79,154,000