Call reports 2002
RED ROCK COMMUNITY BANK — 2002
What RED ROCK COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,808,000 | 92,793,000 | 103,473,000 | 96,891,000 |
| Total loans | 70,577,000 | 75,257,000 | 80,446,000 | 80,152,000 |
| Allowance for loan losses | 964,000 | 1,130,000 | 1,352,000 | 1,203,000 |
| Securities available for sale | 8,647,000 | 9,263,000 | 12,587,000 | 9,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,904,000 | 83,726,000 | 94,013,000 | 87,983,000 |
| Interest-bearing deposits | 64,810,000 | 68,391,000 | 67,951,000 | 62,988,000 |
| Noninterest-bearing deposits | 11,094,000 | 15,335,000 | 26,062,000 | 24,995,000 |
| Equity capital | 8,737,000 | 9,044,000 | 9,336,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,895,000 | 4,544,000 | 6,215,000 |
| Interest expense | 527,000 | 1,033,000 | 1,513,000 | 1,957,000 |
| Net interest income | 886,000 | 1,862,000 | 3,031,000 | 4,258,000 |
| Noninterest income | 111,000 | 229,000 | 376,000 | 480,000 |
| Noninterest expense | 626,000 | 1,271,000 | 1,927,000 | 2,546,000 |
| Provision for loan losses | 53,000 | 219,000 | 477,000 | 1,955,000 |
| Pretax income | 318,000 | 601,000 | 1,003,000 | 259,000 |
| Income tax | 108,000 | 205,000 | 343,000 | 90,000 |
| Net income | 210,000 | 396,000 | 660,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,765,000 | 9,025,000 | 9,289,000 | 8,799,000 |
| Total capital | 9,678,000 | 10,021,000 | 10,378,000 | 9,849,000 |
| Risk-weighted assets | 72,998,000 | 79,560,000 | 86,878,000 | 83,839,000 |