Call reports 2001
RED ROCK COMMUNITY BANK — 2001
What RED ROCK COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,328,000 | 66,620,000 | 74,804,000 | 84,971,000 |
| Total loans | 44,596,000 | 56,242,000 | 62,490,000 | 67,117,000 |
| Allowance for loan losses | 669,000 | 844,000 | 938,000 | 1,008,000 |
| Securities available for sale | 5,171,000 | 5,250,000 | 10,075,000 | 10,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,066,000 | 58,067,000 | 65,988,000 | 75,903,000 |
| Interest-bearing deposits | 40,480,000 | 48,162,000 | 54,720,000 | 59,152,000 |
| Noninterest-bearing deposits | 9,586,000 | 9,905,000 | 11,268,000 | 16,751,000 |
| Equity capital | 8,160,000 | 8,328,000 | 8,501,000 | 8,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,642,000 | 4,050,000 | 5,455,000 |
| Interest expense | 492,000 | 1,088,000 | 1,737,000 | 2,323,000 |
| Net interest income | 699,000 | 1,554,000 | 2,313,000 | 3,132,000 |
| Noninterest income | 70,000 | 157,000 | 242,000 | 316,000 |
| Noninterest expense | 402,000 | 833,000 | 1,321,000 | 1,950,000 |
| Provision for loan losses | 84,000 | 258,000 | 352,000 | 422,000 |
| Pretax income | 283,000 | 620,000 | 882,000 | 1,076,000 |
| Income tax | 0 | 210,000 | 258,000 | 367,000 |
| Net income | 283,000 | 408,000 | 624,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,160,000 | 8,328,000 | 8,501,000 | 8,629,000 |
| Total capital | 8,770,000 | 9,080,000 | 9,322,000 | 9,581,000 |
| Risk-weighted assets | 48,732,000 | 60,083,000 | 65,561,000 | 76,137,000 |