Call reports 2021
METAIRIE BANK & TRUST COMPANY — 2021
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 528,421,000 | 543,494,000 | 564,180,000 | 612,147,000 |
| Total loans | 362,712,000 | 335,264,000 | 310,657,000 | 292,393,000 |
| Allowance for loan losses | 3,573,000 | 3,602,000 | 3,646,000 | 3,703,000 |
| Securities available for sale | 41,315,000 | 72,693,000 | 78,720,000 | 114,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,583,000 | 495,347,000 | 514,074,000 | 548,376,000 |
| Interest-bearing deposits | 306,571,000 | 317,708,000 | 334,300,000 | 351,792,000 |
| Noninterest-bearing deposits | 174,012,000 | 177,639,000 | 179,774,000 | 196,584,000 |
| Equity capital | 43,749,000 | 44,181,000 | 45,101,000 | 59,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,111,000 | 10,102,000 | 14,578,000 | 18,862,000 |
| Interest expense | 222,000 | 446,000 | 667,000 | 848,000 |
| Net interest income | 4,889,000 | 9,656,000 | 13,911,000 | 18,014,000 |
| Noninterest income | 888,000 | 1,853,000 | 2,712,000 | 3,677,000 |
| Noninterest expense | 3,842,000 | 7,525,000 | 11,427,000 | 15,303,000 |
| Provision for loan losses | 275,000 | 350,000 | 425,000 | 500,000 |
| Pretax income | 1,660,000 | 3,634,000 | 4,771,000 | 5,888,000 |
| Income tax | 281,000 | 687,000 | 916,000 | 1,188,000 |
| Net income | 1,379,000 | 2,947,000 | 3,855,000 | 4,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,402,000 | 44,947,000 | 45,856,000 | 60,681,000 |