Call reports 2020
METAIRIE BANK & TRUST COMPANY — 2020
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 402,897,000 | 466,184,000 | 485,977,000 | 485,965,000 |
| Total loans | 319,630,000 | 364,404,000 | 367,453,000 | 355,201,000 |
| Allowance for loan losses | 2,796,000 | 3,180,000 | 3,247,000 | 3,376,000 |
| Securities available for sale | 44,567,000 | 40,883,000 | 38,981,000 | 37,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,602,000 | 419,369,000 | 438,315,000 | 438,703,000 |
| Interest-bearing deposits | 245,487,000 | 261,446,000 | 279,704,000 | 287,227,000 |
| Noninterest-bearing deposits | 111,115,000 | 157,924,000 | 158,611,000 | 151,475,000 |
| Equity capital | 41,781,000 | 41,730,000 | 42,810,000 | 42,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,216,000 | 8,471,000 | 12,939,000 | 17,421,000 |
| Interest expense | 251,000 | 502,000 | 764,000 | 1,009,000 |
| Net interest income | 3,965,000 | 7,969,000 | 12,175,000 | 16,412,000 |
| Noninterest income | 829,000 | 1,543,000 | 2,316,000 | 3,243,000 |
| Noninterest expense | 3,627,000 | 7,152,000 | 10,782,000 | 14,522,000 |
| Provision for loan losses | 75,000 | 450,000 | 525,000 | 725,000 |
| Pretax income | 1,092,000 | 1,940,000 | 3,214,000 | 4,438,000 |
| Income tax | 213,000 | 369,000 | 620,000 | 862,000 |
| Net income | 879,000 | 1,571,000 | 2,594,000 | 3,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,369,000 | 42,040,000 | 43,062,000 | 43,023,000 |