Call reports 2019
METAIRIE BANK & TRUST COMPANY — 2019
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 398,921,000 | 399,686,000 | 405,421,000 | 394,487,000 |
| Total loans | 316,713,000 | 319,343,000 | 322,829,000 | 311,771,000 |
| Allowance for loan losses | 2,649,000 | 2,717,000 | 2,744,000 | 2,775,000 |
| Securities available for sale | 47,626,000 | 46,738,000 | 44,958,000 | 45,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,043,000 | 355,547,000 | 359,833,000 | 349,342,000 |
| Interest-bearing deposits | 235,591,000 | 243,213,000 | 248,260,000 | 244,327,000 |
| Noninterest-bearing deposits | 109,452,000 | 112,334,000 | 111,573,000 | 105,015,000 |
| Equity capital | 39,306,000 | 39,517,000 | 40,763,000 | 40,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,195,000 | 8,475,000 | 12,861,000 | 17,170,000 |
| Interest expense | 265,000 | 494,000 | 741,000 | 997,000 |
| Net interest income | 3,930,000 | 7,981,000 | 12,120,000 | 16,173,000 |
| Noninterest income | 720,000 | 1,501,000 | 2,366,000 | 3,230,000 |
| Noninterest expense | 3,469,000 | 7,066,000 | 10,626,000 | 14,157,000 |
| Provision for loan losses | 75,000 | 150,000 | 274,000 | 349,000 |
| Pretax income | 1,106,000 | 2,266,000 | 3,586,000 | 4,897,000 |
| Income tax | 202,000 | 433,000 | 697,000 | 958,000 |
| Net income | 904,000 | 1,833,000 | 2,889,000 | 3,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,577,000 | 40,405,000 | 41,461,000 | 41,490,000 |
| Total capital | 43,226,000 | 43,123,000 | 44,205,000 | 44,265,000 |
| Risk-weighted assets | 293,711,000 | 297,065,000 | 291,475,000 | 283,888,000 |