Call reports 2016
METAIRIE BANK & TRUST COMPANY — 2016
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 372,551,000 | 373,793,000 | 375,385,000 | 378,670,000 |
| Total loans | 258,733,000 | 270,755,000 | 270,489,000 | 271,599,000 |
| Allowance for loan losses | 2,122,000 | 2,191,000 | 2,240,000 | 2,209,000 |
| Securities available for sale | 72,837,000 | 73,571,000 | 69,925,000 | 74,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,818,000 | 333,037,000 | 335,061,000 | 339,181,000 |
| Interest-bearing deposits | 219,294,000 | 218,450,000 | 220,440,000 | 223,245,000 |
| Noninterest-bearing deposits | 113,524,000 | 114,587,000 | 114,621,000 | 115,936,000 |
| Equity capital | 37,544,000 | 37,365,000 | 37,859,000 | 36,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,308,000 | 6,701,000 | 10,272,000 | 13,749,000 |
| Interest expense | 106,000 | 214,000 | 334,000 | 443,000 |
| Net interest income | 3,202,000 | 6,487,000 | 9,938,000 | 13,306,000 |
| Noninterest income | 1,011,000 | 1,749,000 | 2,635,000 | 3,370,000 |
| Noninterest expense | 3,048,000 | 6,135,000 | 9,521,000 | 12,911,000 |
| Provision for loan losses | 75,000 | 164,000 | 247,000 | 322,000 |
| Pretax income | 1,090,000 | 1,937,000 | 2,805,000 | 3,443,000 |
| Income tax | 360,000 | 643,000 | 930,000 | 1,037,000 |
| Net income | 730,000 | 1,294,000 | 1,875,000 | 2,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,063,000 | 37,605,000 | 38,185,000 | 37,696,000 |
| Total capital | 40,185,000 | 39,796,000 | 40,425,000 | 39,905,000 |
| Risk-weighted assets | 231,328,000 | 243,396,000 | 250,938,000 | 250,811,000 |