Call reports 2015
METAIRIE BANK & TRUST COMPANY — 2015
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 352,179,000 | 355,420,000 | 360,684,000 | 365,346,000 |
| Total loans | 228,115,000 | 233,972,000 | 243,756,000 | 253,550,000 |
| Allowance for loan losses | 1,896,000 | 1,968,000 | 2,018,000 | 2,084,000 |
| Securities available for sale | 84,554,000 | 83,986,000 | 83,215,000 | 72,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,825,000 | 316,026,000 | 321,385,000 | 326,219,000 |
| Interest-bearing deposits | 214,479,000 | 216,052,000 | 218,001,000 | 220,096,000 |
| Noninterest-bearing deposits | 98,346,000 | 99,974,000 | 103,385,000 | 106,123,000 |
| Equity capital | 37,303,000 | 36,510,000 | 37,273,000 | 36,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 5,861,000 | 8,949,000 | 12,238,000 |
| Interest expense | 120,000 | 243,000 | 378,000 | 499,000 |
| Net interest income | 2,819,000 | 5,618,000 | 8,571,000 | 11,739,000 |
| Noninterest income | 744,000 | 1,556,000 | 2,332,000 | 3,275,000 |
| Noninterest expense | 2,757,000 | 5,650,000 | 8,588,000 | 11,726,000 |
| Provision for loan losses | 65,000 | 125,000 | 185,000 | 290,000 |
| Pretax income | 741,000 | 1,399,000 | 2,130,000 | 2,996,000 |
| Income tax | 233,000 | 453,000 | 693,000 | 990,000 |
| Net income | 508,000 | 946,000 | 1,437,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,775,000 | 37,294,000 | 37,785,000 | 37,332,000 |
| Total capital | 39,671,000 | 39,262,000 | 39,803,000 | 39,416,000 |
| Risk-weighted assets | 201,413,000 | 208,589,000 | 217,298,000 | 225,107,000 |