Call reports 2008
METAIRIE BANK & TRUST COMPANY — 2008
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 318,841,000 | 318,122,000 | 320,682,000 | 331,618,000 |
| Total loans | 187,848,000 | 201,061,000 | 210,855,000 | 208,726,000 |
| Allowance for loan losses | 2,308,000 | 2,308,000 | 2,314,000 | 2,269,000 |
| Securities available for sale | 86,853,000 | 76,532,000 | 72,800,000 | 81,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,276,000 | 268,622,000 | 270,795,000 | 278,560,000 |
| Interest-bearing deposits | 173,667,000 | 175,446,000 | 179,256,000 | 184,264,000 |
| Noninterest-bearing deposits | 94,609,000 | 93,175,000 | 91,539,000 | 94,297,000 |
| Equity capital | 38,042,000 | 36,485,000 | 37,325,000 | 38,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,715,000 | 7,421,000 | 11,245,000 | 15,093,000 |
| Interest expense | 852,000 | 1,609,000 | 2,314,000 | 2,964,000 |
| Net interest income | 2,863,000 | 5,812,000 | 8,931,000 | 12,129,000 |
| Noninterest income | 604,000 | 1,304,000 | 2,080,000 | 2,872,000 |
| Noninterest expense | 3,156,000 | 6,150,000 | 9,225,000 | 12,336,000 |
| Provision for loan losses | -300,000 | -300,000 | -300,000 | -300,000 |
| Pretax income | 611,000 | 1,858,000 | 2,678,000 | 3,557,000 |
| Income tax | 205,000 | 640,000 | 915,000 | 1,163,000 |
| Net income | 406,000 | 1,218,000 | 1,763,000 | 2,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,436,000 | 36,226,000 | 36,771,000 | 36,380,000 |
| Total capital | 38,690,000 | 38,534,000 | 39,085,000 | 38,649,000 |
| Risk-weighted assets | 180,870,000 | 188,424,000 | 194,836,000 | 195,169,000 |