Call reports 2007
METAIRIE BANK & TRUST COMPANY — 2007
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 317,612,000 | 314,476,000 | 319,956,000 | 319,904,000 |
| Total loans | 180,121,000 | 188,211,000 | 193,380,000 | 192,489,000 |
| Allowance for loan losses | 2,581,000 | 2,581,000 | 2,591,000 | 2,597,000 |
| Securities available for sale | 91,744,000 | 90,815,000 | 92,127,000 | 91,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,135,000 | 277,216,000 | 272,041,000 | 269,314,000 |
| Interest-bearing deposits | 171,701,000 | 170,388,000 | 174,994,000 | 171,840,000 |
| Noninterest-bearing deposits | 108,434,000 | 106,828,000 | 97,047,000 | 97,475,000 |
| Equity capital | 35,905,000 | 35,120,000 | 36,644,000 | 36,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,815,000 | 7,636,000 | 11,472,000 | 15,374,000 |
| Interest expense | 631,000 | 1,268,000 | 2,012,000 | 2,879,000 |
| Net interest income | 3,184,000 | 6,368,000 | 9,460,000 | 12,495,000 |
| Noninterest income | 615,000 | 1,227,000 | 1,826,000 | 2,420,000 |
| Noninterest expense | 2,731,000 | 5,402,000 | 8,246,000 | 11,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,068,000 | 2,193,000 | 3,040,000 | 3,637,000 |
| Income tax | 365,000 | 750,000 | 1,039,000 | 1,196,000 |
| Net income | 703,000 | 1,443,000 | 2,001,000 | 2,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,335,000 | 36,053,000 | 36,611,000 | 36,030,000 |
| Total capital | 38,537,000 | 38,302,000 | 38,900,000 | 38,336,000 |
| Risk-weighted assets | 174,983,000 | 179,557,000 | 182,826,000 | 184,198,000 |