Call reports 2005
METAIRIE BANK & TRUST COMPANY — 2005
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 261,664,000 | 269,766,000 | 277,653,000 | 344,909,000 |
| Total loans | 175,468,000 | 178,065,000 | 178,422,000 | 173,041,000 |
| Allowance for loan losses | 2,289,000 | 2,273,000 | 2,344,000 | 2,580,000 |
| Securities available for sale | 65,919,000 | 62,645,000 | 61,557,000 | 100,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,021,000 | 233,845,000 | 242,558,000 | 309,646,000 |
| Interest-bearing deposits | 157,951,000 | 157,969,000 | 154,938,000 | 183,082,000 |
| Noninterest-bearing deposits | 69,070,000 | 75,876,000 | 87,619,000 | 126,564,000 |
| Equity capital | 33,616,000 | 33,922,000 | 33,954,000 | 33,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,000,000 | 6,071,000 | 9,157,000 | 12,667,000 |
| Interest expense | 404,000 | 837,000 | 1,331,000 | 1,829,000 |
| Net interest income | 2,596,000 | 5,234,000 | 7,826,000 | 10,838,000 |
| Noninterest income | 771,000 | 1,544,000 | 2,147,000 | 2,556,000 |
| Noninterest expense | 2,433,000 | 4,912,000 | 7,256,000 | 9,847,000 |
| Provision for loan losses | 30,000 | 30,000 | 105,000 | 355,000 |
| Pretax income | 904,000 | 1,836,000 | 2,612,000 | 3,192,000 |
| Income tax | 301,000 | 619,000 | 884,000 | 945,000 |
| Net income | 603,000 | 1,217,000 | 1,728,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,638,000 | 34,230,000 | 34,741,000 | 34,238,000 |
| Total capital | 36,690,000 | 36,314,000 | 36,864,000 | 36,465,000 |
| Risk-weighted assets | 163,889,000 | 166,532,000 | 168,827,000 | 178,012,000 |