Call reports 2004
METAIRIE BANK & TRUST COMPANY — 2004
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 264,609,000 | 266,359,000 | 269,956,000 | 265,354,000 |
| Total loans | 178,089,000 | 180,581,000 | 178,470,000 | 179,720,000 |
| Allowance for loan losses | 2,264,000 | 2,397,000 | 2,411,000 | 2,274,000 |
| Securities available for sale | 59,177,000 | 59,996,000 | 66,692,000 | 67,690,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,205,000 | 230,814,000 | 233,577,000 | 227,153,000 |
| Interest-bearing deposits | 155,867,000 | 158,587,000 | 160,470,000 | 157,873,000 |
| Noninterest-bearing deposits | 72,338,000 | 72,227,000 | 73,107,000 | 69,280,000 |
| Equity capital | 34,971,000 | 33,049,000 | 34,456,000 | 33,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,020,000 | 6,046,000 | 9,122,000 | 12,235,000 |
| Interest expense | 292,000 | 582,000 | 926,000 | 1,311,000 |
| Net interest income | 2,728,000 | 5,464,000 | 8,196,000 | 10,924,000 |
| Noninterest income | 813,000 | 1,607,000 | 2,413,000 | 3,214,000 |
| Noninterest expense | 2,677,000 | 5,307,000 | 7,854,000 | 10,335,000 |
| Provision for loan losses | 120,000 | 240,000 | 270,000 | 150,000 |
| Pretax income | 926,000 | 1,891,000 | 2,869,000 | 4,104,000 |
| Income tax | 307,000 | 640,000 | 970,000 | 1,379,000 |
| Net income | 619,000 | 1,251,000 | 1,899,000 | 2,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,972,000 | 33,583,000 | 34,230,000 | 34,035,000 |
| Total capital | 35,982,000 | 35,648,000 | 36,332,000 | 36,116,000 |
| Risk-weighted assets | 160,518,000 | 165,261,000 | 167,857,000 | 166,347,000 |