Call reports 2002
METAIRIE BANK & TRUST COMPANY — 2002
What METAIRIE BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 244,726,000 | 248,988,000 | 254,003,000 | 258,344,000 |
| Total loans | 134,038,000 | 141,382,000 | 146,288,000 | 159,561,000 |
| Allowance for loan losses | 1,603,000 | 1,824,000 | 1,920,000 | 1,777,000 |
| Securities available for sale | 55,367,000 | 59,430,000 | 67,708,000 | 70,018,000 |
| Securities held to maturity | 32,507,000 | 26,511,000 | 17,508,000 | 11,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,203,000 | 204,168,000 | 208,606,000 | 212,259,000 |
| Interest-bearing deposits | 143,358,000 | 145,939,000 | 149,985,000 | 151,896,000 |
| Noninterest-bearing deposits | 57,845,000 | 58,229,000 | 58,621,000 | 60,363,000 |
| Equity capital | 42,335,000 | 42,810,000 | 43,890,000 | 43,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,482,000 | 6,983,000 | 10,445,000 | 13,781,000 |
| Interest expense | 714,000 | 1,372,000 | 1,990,000 | 2,557,000 |
| Net interest income | 2,768,000 | 5,611,000 | 8,455,000 | 11,224,000 |
| Noninterest income | 503,000 | 1,046,000 | 1,614,000 | 2,206,000 |
| Noninterest expense | 2,129,000 | 4,315,000 | 6,617,000 | 8,984,000 |
| Provision for loan losses | 105,000 | 331,000 | 436,000 | 309,000 |
| Pretax income | 1,037,000 | 2,011,000 | 3,016,000 | 4,137,000 |
| Income tax | 353,000 | 681,000 | 1,021,000 | 1,392,000 |
| Net income | 684,000 | 1,330,000 | 1,995,000 | 2,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,795,000 | 42,419,000 | 43,085,000 | 42,813,000 |
| Total capital | 44,336,000 | 44,045,000 | 44,790,000 | 44,590,000 |
| Risk-weighted assets | 123,233,000 | 129,873,000 | 136,227,000 | 145,327,000 |