Call reports 2026
BANK OF DELIGHT — 2026
What BANK OF DELIGHT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 202,871,000 | 201,031,000 |
| Total loans | 175,596,000 | 179,039,000 |
| Allowance for loan losses | 1,306,000 | 1,295,000 |
| Securities available for sale | 1,598,000 | 1,596,000 |
| Securities held to maturity | 4,482,000 | 4,693,000 |
| Trading assets | 0 | 0 |
| Total deposits | 171,970,000 | 169,238,000 |
| Interest-bearing deposits | 146,211,000 | 144,103,000 |
| Noninterest-bearing deposits | 25,759,000 | 25,135,000 |
| Equity capital | 26,190,000 | 27,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,075,000 | 6,274,000 |
| Interest expense | 1,118,000 | 2,259,000 |
| Net interest income | 1,957,000 | 4,015,000 |
| Noninterest income | 58,000 | 120,000 |
| Noninterest expense | 1,044,000 | 2,033,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 971,000 | 2,102,000 |
| Income tax | 40,000 | 80,000 |
| Net income | 931,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,249,000 | 27,215,000 |