Call reports 2024
BANK OF DELIGHT — 2024
What BANK OF DELIGHT reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 171,769,000 | 173,144,000 | 181,703,000 | 184,236,000 |
| Total loans | 147,169,000 | 151,023,000 | 153,573,000 | 156,031,000 |
| Allowance for loan losses | 1,025,000 | 1,026,000 | 1,026,000 | 1,177,000 |
| Securities available for sale | 3,590,000 | 3,098,000 | 2,913,000 | 2,881,000 |
| Securities held to maturity | 10,115,000 | 9,428,000 | 8,294,000 | 7,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,568,000 | 137,906,000 | 145,605,000 | 149,773,000 |
| Interest-bearing deposits | 115,635,000 | 115,419,000 | 123,426,000 | 126,722,000 |
| Noninterest-bearing deposits | 21,933,000 | 22,487,000 | 22,179,000 | 23,051,000 |
| Equity capital | 23,641,000 | 24,632,000 | 25,712,000 | 24,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,470,000 | 8,411,000 | 11,412,000 |
| Interest expense | 877,000 | 1,786,000 | 2,767,000 | 3,804,000 |
| Net interest income | 1,793,000 | 3,684,000 | 5,644,000 | 7,608,000 |
| Noninterest income | 59,000 | 121,000 | 181,000 | 324,000 |
| Noninterest expense | 923,000 | 1,774,000 | 2,721,000 | 3,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 929,000 | 2,031,000 | 3,104,000 | 3,960,000 |
| Income tax | 46,000 | 87,000 | 129,000 | 165,000 |
| Net income | 883,000 | 1,944,000 | 2,975,000 | 3,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,795,000 | 24,778,000 | 25,809,000 | 24,110,000 |