Call reports 2023
BANK OF DELIGHT — 2023
What BANK OF DELIGHT reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 163,788,000 | 168,139,000 | 170,242,000 | 173,773,000 |
| Total loans | 129,677,000 | 132,154,000 | 137,032,000 | 142,436,000 |
| Allowance for loan losses | 810,000 | 809,000 | 827,000 | 1,011,000 |
| Securities available for sale | 6,060,000 | 4,815,000 | 4,558,000 | 3,602,000 |
| Securities held to maturity | 11,621,000 | 11,289,000 | 11,140,000 | 10,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,290,000 | 134,093,000 | 135,601,000 | 140,291,000 |
| Interest-bearing deposits | 107,518,000 | 111,908,000 | 114,718,000 | 115,677,000 |
| Noninterest-bearing deposits | 22,772,000 | 22,185,000 | 20,883,000 | 24,614,000 |
| Equity capital | 22,548,000 | 23,247,000 | 23,964,000 | 22,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,202,000 | 4,528,000 | 7,069,000 | 9,732,000 |
| Interest expense | 528,000 | 1,184,000 | 1,933,000 | 2,769,000 |
| Net interest income | 1,674,000 | 3,344,000 | 5,136,000 | 6,963,000 |
| Noninterest income | 68,000 | 133,000 | 200,000 | 263,000 |
| Noninterest expense | 818,000 | 1,632,000 | 2,594,000 | 3,524,000 |
| Provision for loan losses | 0 | 0 | 187,000 | 187,000 |
| Pretax income | 924,000 | 1,845,000 | 2,567,000 | 3,527,000 |
| Income tax | 25,000 | 50,000 | 75,000 | 150,000 |
| Net income | 899,000 | 1,795,000 | 2,492,000 | 3,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,693,000 | 23,435,000 | 24,132,000 | 22,990,000 |