Call reports 2022
BANK OF DELIGHT — 2022
What BANK OF DELIGHT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 163,693,000 | 162,364,000 | 164,457,000 | 164,938,000 |
| Total loans | 117,302,000 | 120,070,000 | 124,745,000 | 127,698,000 |
| Allowance for loan losses | 1,035,000 | 1,068,000 | 1,168,000 | 1,137,000 |
| Securities available for sale | 4,404,000 | 7,181,000 | 6,753,000 | 5,740,000 |
| Securities held to maturity | 12,705,000 | 10,796,000 | 12,588,000 | 13,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,141,000 | 130,422,000 | 132,050,000 | 132,985,000 |
| Interest-bearing deposits | 107,798,000 | 103,771,000 | 106,112,000 | 107,919,000 |
| Noninterest-bearing deposits | 24,343,000 | 26,651,000 | 25,938,000 | 25,066,000 |
| Equity capital | 20,682,000 | 21,388,000 | 22,097,000 | 21,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,971,000 | 4,845,000 | 7,003,000 |
| Interest expense | 273,000 | 524,000 | 847,000 | 1,269,000 |
| Net interest income | 1,134,000 | 2,447,000 | 3,998,000 | 5,734,000 |
| Noninterest income | 115,000 | 358,000 | 484,000 | 549,000 |
| Noninterest expense | 735,000 | 1,441,000 | 2,149,000 | 3,172,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 514,000 | 1,364,000 | 2,233,000 | 3,011,000 |
| Income tax | 0 | 0 | 0 | 120,000 |
| Net income | 514,000 | 1,364,000 | 2,233,000 | 2,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,746,000 | 21,526,000 | 22,317,000 | 21,729,000 |