Call reports 2021
BANK OF DELIGHT — 2021
What BANK OF DELIGHT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 160,628,000 | 160,434,000 | 161,600,000 | 166,201,000 |
| Total loans | 114,959,000 | 116,166,000 | 117,427,000 | 115,766,000 |
| Allowance for loan losses | 974,000 | 1,070,000 | 1,086,000 | 1,086,000 |
| Securities available for sale | 3,426,000 | 4,138,000 | 3,263,000 | 4,195,000 |
| Securities held to maturity | 11,186,000 | 10,476,000 | 12,222,000 | 13,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,505,000 | 129,278,000 | 129,713,000 | 134,836,000 |
| Interest-bearing deposits | 106,880,000 | 108,822,000 | 109,275,000 | 110,059,000 |
| Noninterest-bearing deposits | 20,625,000 | 20,456,000 | 20,438,000 | 24,777,000 |
| Equity capital | 19,866,000 | 20,259,000 | 20,791,000 | 20,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,819,000 | 4,253,000 | 5,707,000 |
| Interest expense | 373,000 | 712,000 | 1,027,000 | 1,324,000 |
| Net interest income | 1,048,000 | 2,107,000 | 3,226,000 | 4,383,000 |
| Noninterest income | 99,000 | 253,000 | 412,000 | 551,000 |
| Noninterest expense | 701,000 | 1,325,000 | 1,995,000 | 2,819,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 446,000 | 935,000 | 1,543,000 | 2,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 935,000 | 1,543,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,831,000 | 20,243,000 | 20,772,000 | 20,231,000 |