Call reports 2019
BANK OF DELIGHT — 2019
What BANK OF DELIGHT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 133,527,000 | 133,598,000 | 133,270,000 | 140,759,000 |
| Total loans | 105,875,000 | 104,598,000 | 109,122,000 | 110,209,000 |
| Allowance for loan losses | 944,000 | 945,000 | 945,000 | 945,000 |
| Securities available for sale | 1,807,000 | 1,618,000 | 2,069,000 | 2,079,000 |
| Securities held to maturity | 7,076,000 | 7,029,000 | 6,684,000 | 8,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,160,000 | 105,506,000 | 105,629,000 | 113,338,000 |
| Interest-bearing deposits | 91,303,000 | 90,133,000 | 90,870,000 | 97,441,000 |
| Noninterest-bearing deposits | 13,857,000 | 15,373,000 | 14,759,000 | 15,897,000 |
| Equity capital | 17,686,000 | 18,249,000 | 18,679,000 | 18,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,257,000 | 4,930,000 | 6,520,000 |
| Interest expense | 426,000 | 893,000 | 1,365,000 | 1,844,000 |
| Net interest income | 1,177,000 | 2,364,000 | 3,565,000 | 4,676,000 |
| Noninterest income | 90,000 | 176,000 | 266,000 | 403,000 |
| Noninterest expense | 668,000 | 1,296,000 | 1,947,000 | 2,693,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 37,000 |
| Pretax income | 577,000 | 1,222,000 | 1,862,000 | 2,349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 577,000 | 1,222,000 | 1,862,000 | 2,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,673,000 | 18,225,000 | 18,655,000 | 18,721,000 |
| Total capital | 18,617,000 | 19,170,000 | 19,600,000 | 19,666,000 |
| Risk-weighted assets | 108,402,000 | 105,621,000 | 108,202,000 | 110,564,000 |