Call reports 2018
BANK OF DELIGHT — 2018
What BANK OF DELIGHT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 116,362,000 | 126,336,000 | 121,792,000 | 124,365,000 |
| Total loans | 90,961,000 | 93,795,000 | 100,624,000 | 103,517,000 |
| Allowance for loan losses | 858,000 | 883,000 | 901,000 | 966,000 |
| Securities available for sale | 1,269,000 | 1,468,000 | 1,706,000 | 1,767,000 |
| Securities held to maturity | 8,862,000 | 8,391,000 | 8,259,000 | 7,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,357,000 | 98,801,000 | 94,030,000 | 95,334,000 |
| Interest-bearing deposits | 78,287,000 | 85,755,000 | 80,864,000 | 82,915,000 |
| Noninterest-bearing deposits | 12,070,000 | 13,046,000 | 13,166,000 | 12,419,000 |
| Equity capital | 16,949,000 | 17,225,000 | 17,820,000 | 18,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,612,000 | 4,089,000 | 5,645,000 |
| Interest expense | 219,000 | 532,000 | 877,000 | 1,251,000 |
| Net interest income | 1,028,000 | 2,080,000 | 3,212,000 | 4,394,000 |
| Noninterest income | 92,000 | 185,000 | 277,000 | 371,000 |
| Noninterest expense | 645,000 | 1,248,000 | 1,847,000 | 2,562,000 |
| Provision for loan losses | 0 | 25,000 | 42,000 | 108,000 |
| Pretax income | 478,000 | 995,000 | 1,603,000 | 2,098,000 |
| Income tax | -16,000 | -16,000 | -16,000 | -16,000 |
| Net income | 494,000 | 1,011,000 | 1,619,000 | 2,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,899,000 | 17,196,000 | 17,804,000 | 18,096,000 |
| Total capital | 17,757,000 | 18,079,000 | 18,705,000 | 19,062,000 |
| Risk-weighted assets | 94,205,000 | 97,607,000 | 102,404,000 | 105,533,000 |