Call reports 2017
BANK OF DELIGHT — 2017
What BANK OF DELIGHT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,040,000 | 111,349,000 | 112,084,000 | 109,916,000 |
| Total loans | 76,930,000 | 80,654,000 | 87,318,000 | 88,248,000 |
| Allowance for loan losses | 790,000 | 794,000 | 803,000 | 850,000 |
| Securities available for sale | 1,713,000 | 1,963,000 | 1,688,000 | 1,487,000 |
| Securities held to maturity | 8,496,000 | 9,534,000 | 11,283,000 | 10,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,493,000 | 84,000,000 | 84,795,000 | 83,761,000 |
| Interest-bearing deposits | 69,348,000 | 70,530,000 | 72,139,000 | 70,076,000 |
| Noninterest-bearing deposits | 12,145,000 | 13,470,000 | 12,656,000 | 13,685,000 |
| Equity capital | 18,460,000 | 18,714,000 | 19,103,000 | 18,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,132,000 | 3,337,000 | 4,582,000 |
| Interest expense | 198,000 | 406,000 | 624,000 | 840,000 |
| Net interest income | 841,000 | 1,726,000 | 2,713,000 | 3,742,000 |
| Noninterest income | 88,000 | 176,000 | 272,000 | 365,000 |
| Noninterest expense | 605,000 | 1,136,000 | 1,728,000 | 2,392,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 324,000 | 766,000 | 1,265,000 | 1,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 766,000 | 1,265,000 | 1,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,422,000 | 18,677,000 | 19,054,000 | 18,343,000 |
| Total capital | 19,212,000 | 19,471,000 | 19,857,000 | 19,193,000 |
| Risk-weighted assets | 78,770,000 | 84,722,000 | 89,572,000 | 91,145,000 |