Call reports 2013
BANK OF DELIGHT — 2013
What BANK OF DELIGHT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,616,000 | 86,389,000 | 79,560,000 | 77,561,000 |
| Total loans | 45,944,000 | 48,660,000 | 49,395,000 | 48,050,000 |
| Allowance for loan losses | 797,000 | 792,000 | 792,000 | 784,000 |
| Securities available for sale | 3,922,000 | 715,000 | 719,000 | 680,000 |
| Securities held to maturity | 16,773,000 | 17,114,000 | 18,062,000 | 18,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,195,000 | 67,602,000 | 60,709,000 | 58,893,000 |
| Interest-bearing deposits | 59,187,000 | 58,990,000 | 52,596,000 | 50,741,000 |
| Noninterest-bearing deposits | 8,008,000 | 8,612,000 | 8,113,000 | 8,152,000 |
| Equity capital | 17,418,000 | 17,449,000 | 17,611,000 | 17,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,535,000 | 2,323,000 | 3,101,000 |
| Interest expense | 135,000 | 268,000 | 395,000 | 520,000 |
| Net interest income | 632,000 | 1,267,000 | 1,928,000 | 2,581,000 |
| Noninterest income | 32,000 | 63,000 | 95,000 | 124,000 |
| Noninterest expense | 424,000 | 801,000 | 1,216,000 | 1,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 530,000 | 813,000 | 1,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 530,000 | 813,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,397,000 | 17,434,000 | 17,593,000 | 17,508,000 |
| Total capital | 18,064,000 | 18,131,000 | 18,284,000 | 18,183,000 |
| Risk-weighted assets | 53,206,000 | 55,670,000 | 55,139,000 | 53,893,000 |
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