Call reports 2012
BANK OF DELIGHT — 2012
What BANK OF DELIGHT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,226,000 | 82,890,000 | 83,077,000 | 85,638,000 |
| Total loans | 43,130,000 | 46,422,000 | 45,092,000 | 47,586,000 |
| Allowance for loan losses | 896,000 | 797,000 | 797,000 | 797,000 |
| Securities available for sale | 670,000 | 658,000 | 412,000 | 422,000 |
| Securities held to maturity | 20,510,000 | 18,926,000 | 18,930,000 | 18,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,623,000 | 64,815,000 | 64,903,000 | 67,500,000 |
| Interest-bearing deposits | 57,789,000 | 58,108,000 | 58,315,000 | 59,557,000 |
| Noninterest-bearing deposits | 6,834,000 | 6,707,000 | 6,588,000 | 7,943,000 |
| Equity capital | 17,047,000 | 17,129,000 | 17,248,000 | 17,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,584,000 | 2,362,000 | 3,166,000 |
| Interest expense | 136,000 | 269,000 | 402,000 | 536,000 |
| Net interest income | 655,000 | 1,315,000 | 1,960,000 | 2,630,000 |
| Noninterest income | 34,000 | 63,000 | 92,000 | 121,000 |
| Noninterest expense | 422,000 | 817,000 | 1,221,000 | 1,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 564,000 | 834,000 | 1,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 564,000 | 834,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,028,000 | 17,122,000 | 17,236,000 | 17,154,000 |
| Total capital | 17,660,000 | 17,794,000 | 17,891,000 | 17,837,000 |
| Risk-weighted assets | 50,290,000 | 53,653,000 | 52,272,000 | 54,502,000 |