Call reports 2001
BANK OF DELIGHT — 2001
What BANK OF DELIGHT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,769,000 | 71,525,000 | 70,816,000 | 73,652,000 |
| Total loans | 39,323,000 | 38,512,000 | 40,395,000 | 41,232,000 |
| Allowance for loan losses | 508,000 | 514,000 | 507,000 | 633,000 |
| Securities available for sale | 621,000 | 373,000 | 276,000 | 265,000 |
| Securities held to maturity | 16,418,000 | 16,124,000 | 16,462,000 | 17,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,157,000 | 59,803,000 | 58,871,000 | 61,735,000 |
| Interest-bearing deposits | 56,208,000 | 55,818,000 | 54,757,000 | 57,497,000 |
| Noninterest-bearing deposits | 3,949,000 | 3,985,000 | 4,114,000 | 4,238,000 |
| Equity capital | 10,907,000 | 11,157,000 | 11,424,000 | 11,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,544,000 | 3,762,000 | 4,825,000 |
| Interest expense | 695,000 | 1,361,000 | 1,969,000 | 2,518,000 |
| Net interest income | 641,000 | 1,183,000 | 1,793,000 | 2,307,000 |
| Noninterest income | 24,000 | 44,000 | 66,000 | 95,000 |
| Noninterest expense | 225,000 | 440,000 | 699,000 | 1,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 440,000 | 787,000 | 1,161,000 | 1,291,000 |
| Income tax | 128,000 | 228,000 | 336,000 | 375,000 |
| Net income | 312,000 | 559,000 | 825,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,903,000 | 11,157,000 | 11,291,000 | 11,391,000 |
| Total capital | 11,411,000 | 11,671,000 | 11,798,000 | 11,967,000 |
| Risk-weighted assets | 42,349,000 | 41,620,000 | 42,890,000 | 46,026,000 |