Call reports 2019
SABAL PALM BANK — 2019
What SABAL PALM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 240,703,000 | 234,291,000 | 237,976,000 | 253,805,000 |
| Total loans | 173,734,000 | 175,489,000 | 183,005,000 | 187,193,000 |
| Allowance for loan losses | 2,143,000 | 2,194,000 | 2,313,000 | 2,451,000 |
| Securities available for sale | 18,318,000 | 16,971,000 | 14,829,000 | 16,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,052,000 | 211,645,000 | 213,548,000 | 229,233,000 |
| Interest-bearing deposits | 148,777,000 | 138,299,000 | 143,929,000 | 152,646,000 |
| Noninterest-bearing deposits | 70,274,000 | 73,346,000 | 69,619,000 | 76,587,000 |
| Equity capital | 20,689,000 | 21,405,000 | 22,865,000 | 23,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,173,000 | 7,879,000 | 10,626,000 |
| Interest expense | 378,000 | 815,000 | 1,288,000 | 1,755,000 |
| Net interest income | 2,124,000 | 4,358,000 | 6,591,000 | 8,871,000 |
| Noninterest income | 192,000 | 403,000 | 636,000 | 947,000 |
| Noninterest expense | 1,768,000 | 3,543,000 | 5,335,000 | 7,157,000 |
| Provision for loan losses | 83,000 | 128,000 | 195,000 | 263,000 |
| Pretax income | 465,000 | 1,096,000 | 1,710,000 | 2,413,000 |
| Income tax | 122,000 | 285,000 | 444,000 | 626,000 |
| Net income | 343,000 | 811,000 | 1,266,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,617,000 | 20,244,000 | 21,875,000 | 22,595,000 |
| Total capital | 21,603,000 | 22,273,000 | 23,986,000 | 24,793,000 |
| Risk-weighted assets | 158,745,000 | 162,130,000 | 168,672,000 | 175,563,000 |