Call reports 2018
SABAL PALM BANK — 2018
What SABAL PALM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,792,000 | 194,097,000 | 201,093,000 | 213,240,000 |
| Total loans | 140,667,000 | 155,469,000 | 166,890,000 | 168,053,000 |
| Allowance for loan losses | 1,715,000 | 1,812,000 | 1,939,000 | 2,049,000 |
| Securities available for sale | 19,302,000 | 18,865,000 | 18,447,000 | 18,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,096,000 | 174,167,000 | 180,666,000 | 191,990,000 |
| Interest-bearing deposits | 102,585,000 | 112,107,000 | 113,187,000 | 128,890,000 |
| Noninterest-bearing deposits | 52,511,000 | 62,060,000 | 67,479,000 | 63,100,000 |
| Equity capital | 17,692,000 | 18,697,000 | 18,952,000 | 20,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,856,000 | 6,081,000 | 8,508,000 |
| Interest expense | 153,000 | 312,000 | 494,000 | 820,000 |
| Net interest income | 1,689,000 | 3,544,000 | 5,587,000 | 7,688,000 |
| Noninterest income | 133,000 | 389,000 | 591,000 | 787,000 |
| Noninterest expense | 1,394,000 | 2,977,000 | 4,698,000 | 6,560,000 |
| Provision for loan losses | 38,000 | 128,000 | 248,000 | 350,000 |
| Pretax income | 390,000 | 828,000 | 1,232,000 | 1,565,000 |
| Income tax | 102,000 | 217,000 | 323,000 | 412,000 |
| Net income | 288,000 | 611,000 | 909,000 | 1,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,522,000 | 17,590,000 | 18,012,000 | 19,011,000 |
| Total capital | 18,139,000 | 19,395,000 | 19,909,000 | 20,937,000 |
| Risk-weighted assets | 129,288,000 | 144,355,000 | 151,721,000 | 153,950,000 |