Call reports 2017
SABAL PALM BANK — 2017
What SABAL PALM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 158,778,000 | 155,310,000 | 163,922,000 | 169,429,000 |
| Total loans | 117,573,000 | 121,169,000 | 130,424,000 | 136,140,000 |
| Allowance for loan losses | 1,553,000 | 1,584,000 | 1,631,000 | 1,670,000 |
| Securities available for sale | 18,378,000 | 19,516,000 | 19,816,000 | 19,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,763,000 | 136,732,000 | 143,133,000 | 150,965,000 |
| Interest-bearing deposits | 95,714,000 | 93,184,000 | 91,709,000 | 100,592,000 |
| Noninterest-bearing deposits | 45,049,000 | 43,548,000 | 51,424,000 | 50,373,000 |
| Equity capital | 17,413,000 | 17,792,000 | 18,348,000 | 17,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 3,066,000 | 4,769,000 | 6,543,000 |
| Interest expense | 124,000 | 249,000 | 377,000 | 520,000 |
| Net interest income | 1,347,000 | 2,817,000 | 4,392,000 | 6,023,000 |
| Noninterest income | 62,000 | 108,000 | 166,000 | 227,000 |
| Noninterest expense | 1,109,000 | 2,246,000 | 3,440,000 | 4,817,000 |
| Provision for loan losses | 23,000 | 45,000 | 85,000 | 118,000 |
| Pretax income | 277,000 | 633,000 | 1,032,000 | 1,314,000 |
| Income tax | 109,000 | 248,000 | 403,000 | 1,586,000 |
| Net income | 168,000 | 385,000 | 629,000 | -272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,394,000 | 14,765,000 | 15,511,000 | 16,115,000 |
| Total capital | 15,820,000 | 16,202,000 | 17,000,000 | 17,679,000 |
| Risk-weighted assets | 113,307,000 | 114,198,000 | 118,375,000 | 124,640,000 |