Call reports 2012
SABAL PALM BANK — 2012
What SABAL PALM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,453,000 | 81,227,000 | 81,209,000 | 83,289,000 |
| Total loans | 48,347,000 | 51,666,000 | 59,445,000 | 55,861,000 |
| Allowance for loan losses | 651,000 | 710,000 | 714,000 | 521,000 |
| Securities available for sale | 24,524,000 | 14,159,000 | 13,807,000 | 17,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,297,000 | 70,892,000 | 70,732,000 | 73,040,000 |
| Interest-bearing deposits | 61,342,000 | 60,107,000 | 58,983,000 | 57,989,000 |
| Noninterest-bearing deposits | 11,955,000 | 10,785,000 | 11,749,000 | 15,051,000 |
| Equity capital | 10,041,000 | 10,195,000 | 10,305,000 | 10,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,590,000 | 2,366,000 | 3,128,000 |
| Interest expense | 132,000 | 254,000 | 365,000 | 461,000 |
| Net interest income | 722,000 | 1,336,000 | 2,001,000 | 2,667,000 |
| Noninterest income | 37,000 | 75,000 | 118,000 | 157,000 |
| Noninterest expense | 713,000 | 1,443,000 | 2,153,000 | 2,868,000 |
| Provision for loan losses | 21,000 | 104,000 | 108,000 | 324,000 |
| Pretax income | 36,000 | 204,000 | 354,000 | 201,000 |
| Income tax | 14,000 | 78,000 | 135,000 | 78,000 |
| Net income | 22,000 | 126,000 | 219,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,410,000 | 6,530,000 | 6,681,000 | 6,517,000 |
| Total capital | 7,041,000 | 7,151,000 | 7,333,000 | 7,047,000 |
| Risk-weighted assets | 49,717,000 | 48,820,000 | 51,340,000 | 49,466,000 |