Call reports 2011
SABAL PALM BANK — 2011
What SABAL PALM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,823,000 | 86,850,000 | 85,117,000 | 83,471,000 |
| Total loans | 54,171,000 | 51,315,000 | 51,090,000 | 49,980,000 |
| Allowance for loan losses | 754,000 | 859,000 | 831,000 | 664,000 |
| Securities available for sale | 25,323,000 | 27,089,000 | 26,867,000 | 25,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,969,000 | 76,832,000 | 74,704,000 | 73,417,000 |
| Interest-bearing deposits | 69,202,000 | 65,706,000 | 65,037,000 | 61,596,000 |
| Noninterest-bearing deposits | 10,767,000 | 11,127,000 | 9,667,000 | 11,821,000 |
| Equity capital | 9,709,000 | 9,905,000 | 10,292,000 | 9,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,770,000 | 2,680,000 | 3,483,000 |
| Interest expense | 181,000 | 350,000 | 511,000 | 661,000 |
| Net interest income | 682,000 | 1,420,000 | 2,169,000 | 2,822,000 |
| Noninterest income | 30,000 | 53,000 | 103,000 | 148,000 |
| Noninterest expense | 727,000 | 1,437,000 | 2,138,000 | 2,828,000 |
| Provision for loan losses | 1,177,000 | 1,177,000 | 1,177,000 | 1,453,000 |
| Pretax income | -1,159,000 | -874,000 | -560,000 | -780,000 |
| Income tax | -435,000 | -326,000 | -207,000 | -288,000 |
| Net income | -724,000 | -548,000 | -353,000 | -492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,876,000 | 6,228,000 | 6,542,000 | 6,304,000 |
| Total capital | 6,564,000 | 6,915,000 | 7,214,000 | 6,965,000 |
| Risk-weighted assets | 54,191,000 | 54,019,000 | 52,815,000 | 52,095,000 |