Call reports 2026
UNITED BANK — 2026
What UNITED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,216,638,000 | 2,159,044,000 |
| Total loans | 935,112,000 | 946,468,000 |
| Allowance for loan losses | 18,761,000 | 19,125,000 |
| Securities available for sale | 681,974,000 | 709,248,000 |
| Securities held to maturity | 44,916,000 | 46,604,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,946,159,000 | 1,882,152,000 |
| Interest-bearing deposits | 1,200,282,000 | 1,133,645,000 |
| Noninterest-bearing deposits | 745,877,000 | 748,507,000 |
| Equity capital | 248,811,000 | 259,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 28,886,000 | 57,548,000 |
| Interest expense | 2,798,000 | 5,247,000 |
| Net interest income | 26,088,000 | 52,301,000 |
| Noninterest income | 7,982,000 | 16,133,000 |
| Noninterest expense | 14,881,000 | 31,664,000 |
| Provision for loan losses | 122,000 | 714,000 |
| Pretax income | 19,067,000 | 36,056,000 |
| Income tax | 4,332,000 | 8,134,000 |
| Net income | 14,735,000 | 27,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 264,731,000 | 277,918,000 |
| Total capital | 278,908,000 | 292,270,000 |
| Risk-weighted assets | 1,127,382,000 | 1,141,122,000 |
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