Call report 2025Q4
UNITED BANK — 2025Q4
The 22 measures UNITED BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,331,428,000 | USD | evidence → |
| Total loans | 931,183,000 | USD | evidence → |
| Allowance for loan losses | 18,401,000 | USD | evidence → |
| Securities available for sale | 638,786,000 | USD | evidence → |
| Securities held to maturity | 51,096,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,070,938,000 | USD | evidence → |
| Interest-bearing deposits | 1,330,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 740,349,000 | USD | evidence → |
| Equity capital | 238,320,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 119,033,000 | USD | evidence → |
| Interest expense | 10,729,000 | USD | evidence → |
| Net interest income | 108,304,000 | USD | evidence → |
| Noninterest income | 31,754,000 | USD | evidence → |
| Noninterest expense | 60,152,000 | USD | evidence → |
| Provision for loan losses | 4,263,000 | USD | evidence → |
| Pretax income | 75,332,000 | USD | evidence → |
| Income tax | 16,622,000 | USD | evidence → |
| Net income | 58,710,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 249,996,000 | USD | evidence → |
| Total capital | 263,730,000 | USD | evidence → |
| Risk-weighted assets | 1,091,853,000 | USD | evidence → |
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