Call reports 2024
UNITED BANK — 2024
What UNITED BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,146,581,000 | 2,120,294,000 | 2,100,438,000 | 2,223,345,000 |
| Total loans | 854,825,000 | 869,783,000 | 881,717,000 | 902,162,000 |
| Allowance for loan losses | 15,841,000 | 16,205,000 | 16,573,000 | 16,941,000 |
| Securities available for sale | 579,453,000 | 589,856,000 | 611,990,000 | 597,445,000 |
| Securities held to maturity | 58,954,000 | 58,687,000 | 56,135,000 | 51,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,898,426,000 | 1,879,115,000 | 1,829,411,000 | 1,958,565,000 |
| Interest-bearing deposits | 1,154,636,000 | 1,135,235,000 | 1,082,781,000 | 1,179,237,000 |
| Noninterest-bearing deposits | 743,790,000 | 743,880,000 | 746,630,000 | 779,328,000 |
| Equity capital | 229,099,000 | 225,832,000 | 251,590,000 | 245,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 29,856,000 | 59,881,000 | 90,171,000 | 119,870,000 |
| Interest expense | 2,500,000 | 5,081,000 | 7,709,000 | 10,358,000 |
| Net interest income | 27,356,000 | 54,800,000 | 82,462,000 | 109,512,000 |
| Noninterest income | 7,544,000 | 15,395,000 | 23,122,000 | 31,536,000 |
| Noninterest expense | 13,974,000 | 28,749,000 | 45,980,000 | 60,558,000 |
| Provision for loan losses | 865,000 | 1,588,000 | 2,203,000 | 3,256,000 |
| Pretax income | 20,061,000 | 39,858,000 | 57,401,000 | 77,234,000 |
| Income tax | 4,303,000 | 9,019,000 | 13,511,000 | 18,058,000 |
| Net income | 15,758,000 | 30,839,000 | 43,890,000 | 59,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 259,050,000 | 254,130,000 | 267,180,000 | 270,874,000 |
| Total capital | 272,055,000 | 267,337,000 | 280,483,000 | 284,435,000 |
| Risk-weighted assets | 1,035,337,000 | 1,051,360,000 | 1,058,753,000 | 1,079,310,000 |