Call reports 2022
UNITED BANK — 2022
What UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,367,631,000 | 2,396,209,000 | 2,379,798,000 | 2,419,852,000 |
| Total loans | 733,001,000 | 730,250,000 | 755,723,000 | 790,573,000 |
| Allowance for loan losses | 15,109,000 | 15,109,000 | 15,109,000 | 15,109,000 |
| Securities available for sale | 429,117,000 | 410,874,000 | 415,736,000 | 434,828,000 |
| Securities held to maturity | 45,010,000 | 67,037,000 | 68,333,000 | 64,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,189,603,000 | 2,221,943,000 | 2,202,576,000 | 2,231,831,000 |
| Interest-bearing deposits | 1,809,369,000 | 1,842,836,000 | 1,815,590,000 | 1,847,445,000 |
| Noninterest-bearing deposits | 380,234,000 | 379,107,000 | 386,986,000 | 384,386,000 |
| Equity capital | 170,139,000 | 166,650,000 | 167,398,000 | 172,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,356,000 | 27,535,000 | 48,242,000 | 73,895,000 |
| Interest expense | 305,000 | 651,000 | 1,145,000 | 2,059,000 |
| Net interest income | 12,051,000 | 26,884,000 | 47,097,000 | 71,836,000 |
| Noninterest income | 7,712,000 | 14,968,000 | 22,253,000 | 29,989,000 |
| Noninterest expense | 11,565,000 | 23,972,000 | 36,041,000 | 49,344,000 |
| Provision for loan losses | -12,000 | -43,000 | 32,000 | 703,000 |
| Pretax income | 8,210,000 | 17,923,000 | 33,277,000 | 51,778,000 |
| Income tax | -369,000 | 1,911,000 | 5,526,000 | 9,337,000 |
| Net income | 8,579,000 | 16,012,000 | 27,751,000 | 42,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,063,000 | 189,497,000 | 201,235,000 | 203,118,000 |
| Total capital | 193,345,000 | 201,167,000 | 213,306,000 | 215,823,000 |
| Risk-weighted assets | 898,804,000 | 930,200,000 | 962,642,000 | 1,014,075,000 |