Call reports 2021
UNITED BANK — 2021
What UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,048,133,000 | 2,086,448,000 | 2,168,014,000 | 2,281,919,000 |
| Total loans | 749,914,000 | 730,147,000 | 737,739,000 | 725,284,000 |
| Allowance for loan losses | 15,109,000 | 15,109,000 | 15,109,000 | 15,109,000 |
| Securities available for sale | 333,361,000 | 354,721,000 | 344,789,000 | 382,132,000 |
| Securities held to maturity | 43,644,000 | 42,748,000 | 42,076,000 | 42,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,866,430,000 | 1,895,109,000 | 1,967,105,000 | 2,098,316,000 |
| Interest-bearing deposits | 1,539,491,000 | 1,584,201,000 | 1,655,460,000 | 1,760,841,000 |
| Noninterest-bearing deposits | 326,939,000 | 310,908,000 | 311,645,000 | 337,475,000 |
| Equity capital | 177,420,000 | 185,262,000 | 193,034,000 | 176,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,144,000 | 24,892,000 | 38,005,000 | 50,855,000 |
| Interest expense | 516,000 | 992,000 | 1,491,000 | 1,930,000 |
| Net interest income | 11,628,000 | 23,900,000 | 36,514,000 | 48,925,000 |
| Noninterest income | 7,761,000 | 15,500,000 | 23,212,000 | 31,314,000 |
| Noninterest expense | 10,971,000 | 22,739,000 | 34,408,000 | 45,781,000 |
| Provision for loan losses | -98,000 | -136,000 | -226,000 | 57,000 |
| Pretax income | 8,516,000 | 16,797,000 | 25,544,000 | 34,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,516,000 | 16,797,000 | 25,544,000 | 34,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,881,000 | 178,163,000 | 186,909,000 | 173,484,000 |
| Total capital | 180,211,000 | 188,603,000 | 197,736,000 | 184,453,000 |
| Risk-weighted assets | 821,629,000 | 830,601,000 | 861,930,000 | 873,384,000 |