Call reports 2020
UNITED BANK — 2020
What UNITED BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,512,804,000 | 1,761,345,000 | 1,786,724,000 | 1,931,825,000 |
| Total loans | 697,329,000 | 810,906,000 | 805,112,000 | 784,627,000 |
| Allowance for loan losses | 12,450,000 | 14,856,000 | 14,971,000 | 15,109,000 |
| Securities available for sale | 381,248,000 | 366,958,000 | 340,668,000 | 343,176,000 |
| Securities held to maturity | 17,068,000 | 17,204,000 | 33,145,000 | 39,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,348,680,000 | 1,578,491,000 | 1,593,680,000 | 1,753,795,000 |
| Interest-bearing deposits | 1,150,879,000 | 1,291,558,000 | 1,304,411,000 | 1,459,626,000 |
| Noninterest-bearing deposits | 197,801,000 | 286,933,000 | 289,269,000 | 294,169,000 |
| Equity capital | 159,860,000 | 177,365,000 | 186,433,000 | 172,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,105,000 | 30,213,000 | 43,368,000 | 56,311,000 |
| Interest expense | 1,105,000 | 1,798,000 | 2,404,000 | 2,969,000 |
| Net interest income | 13,000,000 | 28,415,000 | 40,964,000 | 53,342,000 |
| Noninterest income | 6,736,000 | 13,347,000 | 21,392,000 | 29,237,000 |
| Noninterest expense | 10,694,000 | 21,398,000 | 32,728,000 | 44,367,000 |
| Provision for loan losses | 129,000 | 2,176,000 | 2,298,000 | 2,713,000 |
| Pretax income | 8,913,000 | 18,188,000 | 27,330,000 | 35,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,913,000 | 18,188,000 | 27,330,000 | 35,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,344,000 | 165,620,000 | 174,761,000 | 161,366,000 |
| Total capital | — | 175,907,000 | 184,986,000 | 171,708,000 |
| Risk-weighted assets | — | 818,397,000 | 813,302,000 | 822,656,000 |