Call reports 2019
UNITED BANK — 2019
What UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,413,616,000 | 1,430,678,000 | 1,459,036,000 | 1,510,787,000 |
| Total loans | 656,337,000 | 685,550,000 | 706,736,000 | 710,199,000 |
| Allowance for loan losses | 11,766,000 | 11,766,000 | 11,765,000 | 12,313,000 |
| Securities available for sale | 413,702,000 | 405,909,000 | 397,654,000 | 378,071,000 |
| Securities held to maturity | 19,061,000 | 18,573,000 | 18,212,000 | 17,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,265,247,000 | 1,267,584,000 | 1,294,854,000 | 1,352,168,000 |
| Interest-bearing deposits | 1,072,091,000 | 1,075,168,000 | 1,093,280,000 | 1,139,127,000 |
| Noninterest-bearing deposits | 193,156,000 | 192,416,000 | 201,574,000 | 213,041,000 |
| Equity capital | 143,858,000 | 157,124,000 | 157,458,000 | 151,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,183,000 | 29,088,000 | 43,966,000 | 58,537,000 |
| Interest expense | 1,297,000 | 2,653,000 | 4,001,000 | 5,267,000 |
| Net interest income | 12,886,000 | 26,435,000 | 39,965,000 | 53,270,000 |
| Noninterest income | 5,622,000 | 11,539,000 | 18,053,000 | 24,932,000 |
| Noninterest expense | 10,190,000 | 21,005,000 | 31,685,000 | 43,302,000 |
| Provision for loan losses | -141,000 | -287,000 | -325,000 | 486,000 |
| Pretax income | 8,459,000 | 17,256,000 | 26,658,000 | 34,408,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,459,000 | 17,256,000 | 26,658,000 | 34,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,021,000 | 152,818,000 | 152,220,000 | 147,432,000 |
| Total capital | 154,063,000 | 163,203,000 | 162,729,000 | 157,977,000 |
| Risk-weighted assets | 801,648,000 | 829,419,000 | 839,536,000 | 841,841,000 |