Call reports 2018
UNITED BANK — 2018
What UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,346,576,000 | 1,337,686,000 | 1,360,350,000 | 1,389,578,000 |
| Total loans | 646,827,000 | 653,132,000 | 650,024,000 | 644,165,000 |
| Allowance for loan losses | 11,778,000 | 11,777,000 | 11,766,000 | 11,766,000 |
| Securities available for sale | 426,609,000 | 430,850,000 | 422,996,000 | 425,239,000 |
| Securities held to maturity | 7,199,000 | 11,443,000 | 12,176,000 | 10,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,220,959,000 | 1,204,273,000 | 1,221,379,000 | 1,253,092,000 |
| Interest-bearing deposits | 1,042,332,000 | 1,024,132,000 | 1,052,225,000 | 1,068,531,000 |
| Noninterest-bearing deposits | 178,627,000 | 180,141,000 | 169,154,000 | 184,561,000 |
| Equity capital | 121,716,000 | 128,069,000 | 132,866,000 | 129,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,556,000 | 25,505,000 | 38,991,000 | 52,941,000 |
| Interest expense | 867,000 | 1,856,000 | 2,962,000 | 4,206,000 |
| Net interest income | 11,689,000 | 23,649,000 | 36,029,000 | 48,735,000 |
| Noninterest income | 5,324,000 | 10,760,000 | 16,220,000 | 21,745,000 |
| Noninterest expense | 10,098,000 | 20,047,000 | 30,204,000 | 40,529,000 |
| Provision for loan losses | 107,000 | 259,000 | 41,000 | 341,000 |
| Pretax income | 6,787,000 | 14,074,000 | 21,975,000 | 29,534,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,787,000 | 14,074,000 | 21,975,000 | 29,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,739,000 | 136,027,000 | 141,927,000 | 135,562,000 |
| Total capital | 138,466,000 | 145,955,000 | 151,923,000 | 145,477,000 |
| Risk-weighted assets | 776,150,000 | 792,414,000 | 797,932,000 | 791,409,000 |