Call reports 2017
UNITED BANK — 2017
What UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,295,604,000 | 1,308,058,000 | 1,315,286,000 | 1,329,440,000 |
| Total loans | 640,646,000 | 648,914,000 | 648,776,000 | 644,510,000 |
| Allowance for loan losses | 11,432,000 | 11,699,000 | 11,748,000 | 11,778,000 |
| Securities available for sale | 394,663,000 | 413,923,000 | 415,153,000 | 422,091,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 7,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,163,414,000 | 1,172,088,000 | 1,175,770,000 | 1,203,430,000 |
| Interest-bearing deposits | 977,418,000 | 988,189,000 | 1,043,647,000 | 1,040,078,000 |
| Noninterest-bearing deposits | 185,996,000 | 183,899,000 | 132,123,000 | 163,352,000 |
| Equity capital | 129,088,000 | 131,571,000 | 133,696,000 | 120,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,461,000 | 23,299,000 | 35,328,000 | 47,755,000 |
| Interest expense | 601,000 | 1,241,000 | 1,907,000 | 2,632,000 |
| Net interest income | 10,860,000 | 22,058,000 | 33,421,000 | 45,123,000 |
| Noninterest income | 4,637,000 | 9,434,000 | 14,520,000 | 19,862,000 |
| Noninterest expense | 9,405,000 | 18,992,000 | 28,857,000 | 39,257,000 |
| Provision for loan losses | 359,000 | 480,000 | 538,000 | 422,000 |
| Pretax income | 5,733,000 | 12,020,000 | 18,646,000 | 25,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,733,000 | 12,020,000 | 18,646,000 | 25,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,482,000 | 128,327,000 | 131,711,000 | 121,953,000 |
| Total capital | 137,738,000 | 137,725,000 | 141,259,000 | 131,571,000 |
| Risk-weighted assets | 738,266,000 | 749,524,000 | 761,655,000 | 767,262,000 |