Call reports 2016
UNITED BANK — 2016
What UNITED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,190,801,000 | 1,187,650,000 | 1,246,928,000 | 1,246,496,000 |
| Total loans | 591,763,000 | 607,958,000 | 634,724,000 | 639,478,000 |
| Allowance for loan losses | 10,320,000 | 10,456,000 | 10,594,000 | 10,973,000 |
| Securities available for sale | 412,712,000 | 396,782,000 | 394,801,000 | 391,067,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,062,310,000 | 1,057,312,000 | 1,111,040,000 | 1,117,296,000 |
| Interest-bearing deposits | 921,183,000 | 897,491,000 | 927,828,000 | 956,497,000 |
| Noninterest-bearing deposits | 141,127,000 | 159,821,000 | 183,212,000 | 160,799,000 |
| Equity capital | 125,673,000 | 126,471,000 | 131,260,000 | 124,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,472,000 | 21,377,000 | 32,642,000 | 44,192,000 |
| Interest expense | 521,000 | 1,026,000 | 1,533,000 | 2,055,000 |
| Net interest income | 9,951,000 | 20,351,000 | 31,109,000 | 42,137,000 |
| Noninterest income | 4,224,000 | 8,487,000 | 13,106,000 | 17,910,000 |
| Noninterest expense | 9,177,000 | 18,344,000 | 27,901,000 | 37,859,000 |
| Provision for loan losses | 113,000 | 37,000 | -568,000 | 146,000 |
| Pretax income | 4,885,000 | 10,457,000 | 16,864,000 | 22,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,885,000 | 10,457,000 | 16,864,000 | 22,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,049,000 | 118,341,000 | 122,666,000 | 125,241,000 |
| Total capital | 127,665,000 | 127,164,000 | 131,830,000 | 134,451,000 |
| Risk-weighted assets | 687,609,000 | 702,039,000 | 730,022,000 | 735,073,000 |