Call reports 2015
UNITED BANK — 2015
What UNITED BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,136,781,000 | 1,122,522,000 | 1,133,837,000 | 1,138,624,000 |
| Total loans | 558,279,000 | 568,984,000 | 586,684,000 | 585,362,000 |
| Allowance for loan losses | 10,686,000 | 10,033,000 | 10,081,000 | 10,183,000 |
| Securities available for sale | 414,291,000 | 406,099,000 | 409,393,000 | 406,793,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,012,062,000 | 1,006,807,000 | 1,010,571,000 | 1,015,432,000 |
| Interest-bearing deposits | 891,303,000 | 884,277,000 | 875,208,000 | 882,102,000 |
| Noninterest-bearing deposits | 120,759,000 | 122,530,000 | 135,363,000 | 133,330,000 |
| Equity capital | 122,513,000 | 112,362,000 | 118,612,000 | 118,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,079,000 | 20,451,000 | 31,094,000 | 41,822,000 |
| Interest expense | 658,000 | 1,291,000 | 1,891,000 | 2,452,000 |
| Net interest income | 9,421,000 | 19,160,000 | 29,203,000 | 39,370,000 |
| Noninterest income | 4,043,000 | 8,071,000 | 12,272,000 | 16,525,000 |
| Noninterest expense | 9,017,000 | 18,517,000 | 27,663,000 | 36,877,000 |
| Provision for loan losses | 65,000 | -272,000 | -219,000 | 735,000 |
| Pretax income | 4,382,000 | 8,993,000 | 14,038,000 | 18,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,382,000 | 8,993,000 | 14,038,000 | 18,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,052,000 | 110,008,000 | 113,067,000 | 115,939,000 |
| Total capital | 123,996,000 | 118,095,000 | 121,528,000 | 124,463,000 |
| Risk-weighted assets | 633,156,000 | 644,844,000 | 675,271,000 | 680,235,000 |
Machine access — free, no API key
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