Call reports 2011
UNITED BANK — 2011
What UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,077,136,000 | 1,066,716,000 | 1,050,853,000 | 1,047,260,000 |
| Total loans | 578,293,000 | 560,862,000 | 552,994,000 | 529,106,000 |
| Allowance for loan losses | 16,636,000 | 16,906,000 | 18,017,000 | 17,154,000 |
| Securities available for sale | 239,640,000 | 286,327,000 | 288,569,000 | 294,744,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,249,000 | 939,515,000 | 927,036,000 | 939,278,000 |
| Interest-bearing deposits | 875,827,000 | 870,650,000 | 850,989,000 | 868,925,000 |
| Noninterest-bearing deposits | 74,422,000 | 68,865,000 | 76,047,000 | 70,353,000 |
| Equity capital | 100,709,000 | 106,497,000 | 109,496,000 | 103,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,528,000 | 22,896,000 | 34,871,000 | 46,332,000 |
| Interest expense | 2,520,000 | 4,840,000 | 6,912,000 | 8,693,000 |
| Net interest income | 9,008,000 | 18,056,000 | 27,959,000 | 37,639,000 |
| Noninterest income | 3,551,000 | 7,121,000 | 9,221,000 | 12,510,000 |
| Noninterest expense | 8,415,000 | 17,225,000 | 25,339,000 | 33,808,000 |
| Provision for loan losses | 1,400,000 | 2,694,000 | 3,423,000 | 6,903,000 |
| Pretax income | 3,194,000 | 5,708,000 | 8,868,000 | 10,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,194,000 | 5,708,000 | 8,868,000 | 10,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,998,000 | 96,641,000 | 98,011,000 | 93,365,000 |
| Total capital | 100,828,000 | 103,427,000 | 104,744,000 | 100,112,000 |
| Risk-weighted assets | 536,500,000 | 530,718,000 | 522,980,000 | 525,635,000 |