Call reports 2007
UNITED BANK — 2007
What UNITED BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 635,532,000 | 642,359,000 | 634,333,000 | 640,621,000 |
| Total loans | 431,838,000 | 442,345,000 | 466,390,000 | 475,996,000 |
| Allowance for loan losses | 7,897,000 | 7,911,000 | 8,119,000 | 8,395,000 |
| Securities available for sale | 109,069,000 | 110,781,000 | 107,546,000 | 107,764,000 |
| Securities held to maturity | 193,000 | 177,000 | 160,000 | 2,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,632,000 | 559,183,000 | 560,224,000 | 563,629,000 |
| Interest-bearing deposits | 458,610,000 | 466,497,000 | 463,977,000 | 473,623,000 |
| Noninterest-bearing deposits | 97,022,000 | 92,686,000 | 96,247,000 | 90,006,000 |
| Equity capital | 53,614,000 | 56,993,000 | 60,794,000 | 61,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,051,000 | 22,612,000 | 34,686,000 | 46,649,000 |
| Interest expense | 4,313,000 | 8,851,000 | 13,448,000 | 17,906,000 |
| Net interest income | 6,738,000 | 13,761,000 | 21,238,000 | 28,743,000 |
| Noninterest income | 2,758,000 | 5,599,000 | 8,373,000 | 11,361,000 |
| Noninterest expense | 5,596,000 | 11,347,000 | 17,145,000 | 23,026,000 |
| Provision for loan losses | 197,000 | 314,000 | 553,000 | 1,368,000 |
| Pretax income | 3,707,000 | 7,706,000 | 11,992,000 | 15,825,000 |
| Income tax | 320,000 | 320,000 | 259,000 | 259,000 |
| Net income | 3,387,000 | 7,386,000 | 11,733,000 | 15,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,580,000 | 55,582,000 | 58,535,000 | 58,923,000 |
| Total capital | 56,851,000 | 61,163,000 | 64,213,000 | 64,809,000 |
| Risk-weighted assets | 432,208,000 | 444,114,000 | 459,966,000 | 467,941,000 |
Machine access — free, no API key
Every figure shown here about UNITED BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.