Call reports 2005
UNITED BANK — 2005
What UNITED BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 560,435,000 | 560,810,000 | 564,196,000 | 562,573,000 |
| Total loans | 398,061,000 | 401,462,000 | 405,772,000 | 408,465,000 |
| Allowance for loan losses | 6,973,000 | 6,973,000 | 7,138,000 | 7,091,000 |
| Securities available for sale | 97,585,000 | 105,176,000 | 98,647,000 | 100,171,000 |
| Securities held to maturity | 381,000 | 340,000 | 301,000 | 278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,738,000 | 480,276,000 | 487,914,000 | 486,175,000 |
| Interest-bearing deposits | 395,455,000 | 396,039,000 | 407,397,000 | 402,651,000 |
| Noninterest-bearing deposits | 84,283,000 | 84,237,000 | 80,517,000 | 83,524,000 |
| Equity capital | 53,149,000 | 55,545,000 | 57,513,000 | 59,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,142,000 | 16,746,000 | 25,642,000 | 34,945,000 |
| Interest expense | 2,101,000 | 4,433,000 | 7,013,000 | 9,741,000 |
| Net interest income | 6,041,000 | 12,313,000 | 18,629,000 | 25,204,000 |
| Noninterest income | 1,973,000 | 4,014,000 | 6,146,000 | 8,144,000 |
| Noninterest expense | 4,813,000 | 9,694,000 | 14,592,000 | 19,682,000 |
| Provision for loan losses | -114,000 | 53,000 | 423,000 | 687,000 |
| Pretax income | 3,315,000 | 6,555,000 | 9,735,000 | 12,954,000 |
| Income tax | 1,127,000 | 2,229,000 | 3,312,000 | 4,366,000 |
| Net income | 2,188,000 | 4,326,000 | 6,423,000 | 8,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,285,000 | 53,428,000 | 55,537,000 | 57,711,000 |
| Total capital | 56,184,000 | 58,338,000 | 60,490,000 | 62,687,000 |
| Risk-weighted assets | 389,884,000 | 390,768,000 | 394,055,000 | 396,184,000 |
Machine access — free, no API key
Every figure shown here about UNITED BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.